The companies named in "The Poverty Business" exacerbate (worsen) the opportunity divide by ruining people's lives. People go to work to make money and to improve their economic standing. Those companies take advantage of low-income workers just keeps them in the same position or worse. The workers can not improve. They are stuck in massive amounts of debt because of "good" deals the companies offer. This keeps people on the bad side of the divide or gets people to the bad side of the divide.
Because we live in a capitalist society, I can't really blame the government for this issue. It is morally and ethically wrong to take advantage of the poor, but not lawfully wrong. If the company is scamming a person, then the law can step in. Unfortunately, many companies find loopholes to get the "best deal possible" for themselves and the person. The only people who can change this issue are the companies, and the consumers. Consumers need to be able to look at contracts and deals, and be able to critically think about what he/she is doing. He/she needs to be able to look at the long road and not just that shiny new car or whatever the item is. The consumer also needs to be able to look at themselves and see if he/she can afford the item. Companies need to actually help low income workers instead of giving fake help; they need to work with the consumer and be able to profit without messing up the person's life. Companies need to care about customers. In the end, companies and consumers point fingers at each other saying it is the other one's fault. It depends on the situation as well.
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